Minimums and Fees

Minimum to Establish

$5,000

Annual Administrative Fee

0.15% to 0.60%

First $500,000 is the greater of 0.60% or $100

Annual Investment Fee

0.05% to 0.56% 1

$250 minimum for each additional contribution

$50 minimum for each charitable grant

Giving Fund fees are made up of two elements:

Administrative Fee + Investment Fee = Total Giving Fund Fee

Annual Administrative Fee

There is an annual administrative fee on Giving Fund balances.

Administrative Fee Table
Giving Fund Balance Annual Administrative Fee
First $500,0000.60% or $100*
Next $500,0000.30%
Next $1,500,0000.20%
Additional assets over $2,500,0000.15%

*Whichever is greater

See Sample Giving Fund Fees

A Giving Fund closed within 12 months of opening is subject to a short-term account fee of $150.

Annual Investment Fee

Investment fees vary depending on the operating expenses associated with each investment strategy’s underlying mutual funds.1

Investment Management Expense Table
Investment Strategy Gross Expense Ratio Net Expense Ratio

Sample Giving Fund fees

Choose an investment recommendation risk strategy on the slider to see examples.






0 4
Grow Your Giving Table
Giving Fund Balance Annual Administrative Fee Annual Investment Fee^ Total Fee

^Investment fee is based on the TIAA-CREF Lifestyle %growthType% fund net expense as of 3/31/17.

Administrative fees on your Giving Fund are assessed pro rata on a monthly basis and are generally calculated using the average daily balance of the Giving Fund, inclusive of market increases and decreases, as well as decreases due to granting activity. The investment options are subject to varying fees and expenses, which may change and impact the daily net asset value (NAV) of the underlying mutual funds and therefore the Giving Fund balance.

Getting Started is Simple

Open your Giving Fund today and start making a bigger difference.

Or, call us and talk to one of our specialists.

800-392-4420 Call us at 8 0 0 3 9 2 4 4 2 0

1Investment fees are as of 3/31/17. For more on investment expense ratio information, refer to the prospectus link on the performance page for the investment strategy.

2The annual expense charge may also include fees for the underlying funds.  In general, lifestyle funds indirectly bear their pro rata share of the fees and expenses incurred by the underlying funds.

3The annual expense charge may include fees for the Social Choice fund and fees for the underlying funds; in general, Social Choice Funds indirectly bear their pro rata share of the fees and expenses incurred by the underlying funds. 

4Estimated investment fee presented for the Socially Responsible blends is for illustrative purposes. The estimated fee represents the blended fee of the underlying funds according to their target percentages. Actual blended fees may vary as the ratio of underlying funds may deviate slightly on a daily basis from their target allocation.

5Allocations to each of these funds will be subject to fund operating expenses. Please refer to each fund’s current prospectus for a detailed description of all fees and expenses. 

6Your Giving Fund could lose money by investing in the TIAA-CREF Money Market Fund. Although the Fund seeks to preserve the value of your Giving Fund’s investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

Contributions to the Giving Fund are irrevocable. All recommendations from donors are subject to review and approval by TIAA Charitable.

TIAA Charitable does not provide legal or tax advice. Before establishing a Giving Fund, taxpayers should seek advice based on their own particular circumstances from an independent legal or tax advisor. 

TIAA Charitable is the brand name for an independent public charity that maintains a donor-advised fund program. The TIAA name is a registered mark of Teachers Insurance and Annuity Association of America and is used by TIAA Charitable pursuant to a license.

}