Legal Note

Teachers Insurance and Annuity Association of America provides support services to TIAA Charitable. The TIAA-CREF Trust Company, FSB provides custodial services and limited investment advisory services to TIAA Charitable. TIAA Charitable has also contracted with other third-party providers to supply additional administrative, technical and operational support. Each of these entities is compensated for the services provided. The TIAA Charitable name and logo and TIAA are service marks of Teachers Insurance and Annuity Association of America, used by TIAA Charitable pursuant to a license.

Terms of Use

Welcome to the TIAA Charitable website. The information, content, tools, products and services of this website (“Site”) are owned by TIAA Charitable, as well as by certain third-party content provider(s), as more fully described below. The Terms of Use also include some important disclosures and information related to certain products and services offered by TIAA Charitable.

Please carefully read these Terms of Use before using this Site. By using this Site, you agree to follow and be bound by these Terms of Use. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, including any customer or account agreements and any other agreements that govern your use of information, content, tools, products and services available on and through the Site.

TIAA Charitable may modify, suspend, discontinue or restrict the use and availability of any portion of this Site at any time without notice or liability. Individual access and use of this Site may be monitored by TIAA Charitable and used for TIAA Charitable's internal business purposes without liability. You can get more information about information that we collect from use of the Site by consulting our Online Privacy Notice.

TIAA Charitable may periodically modify these Terms of Use and any modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

Limited License and Restrictions on Use

TIAA Charitable grants you a limited, revocable, nonexclusive, nontransferable license to view, store, bookmark, download and print the pages within this Site, solely for your personal, informational and non-commercial use or as expressly authorized by TIAA Charitable in writing. Accordingly, you agree not to:

  • Limited License. Modify, copy, screen capture, distribute, forward, transmit, post, display, perform, reproduce, publish, broadcast, license, create derivative works from, transfer, sell or exploit any reports, data, information, content, software, RSS and podcast feeds, products, services or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, “Materials”);
  • Unauthorized Access. Attempt to probe, scan or test the vulnerability of any Materials, services, systems, networks, servers or accounts related to this Site or attempt to gain unauthorized access to Materials, services, systems, networks, servers or accounts connected or associated with this Site through hacking, password or data mining or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers or accounts related to this Site or redeliver, reproduce or circumvent any page, text, image or materials on this Site;
  • Trademark Protection. Modify, copy, obscure, remove or display TIAA Charitable's name, logo, trademarks, text, notices or images without TIAA Charitable's express written permission;
  • Interruption of Site. You agree not to use any device, software or routine that could interfere with the proper working of the Site or that could damage or disable this Site, any systems, networks, servers, accounts; Materials or services provided through this Site; or that would interfere with any other party's use of the Site.

You are responsible for obtaining and maintaining all equipment, services and other materials that you need to access this Site. TIAA Charitable reserves all rights not expressly granted in these Terms of Use.

Third-Party Content

The Site may include general news and information, commentary, interactive tools, research reports and data concerning charitable giving and other subjects. Some of this content is supplied by companies that are not affiliated with TIAA Charitable (“Third-Party Content”). All Third-Party Content is clearly and prominently identified on the Site. Third-Party Content is available through framed areas or is simply published on the Site. The Third-Party Content is protected by copyright, pursuant to United States laws and international treaties and is owned or licensed by the Third-Party Content provider(s) credited.

TIAA Charitable has not been involved in the preparation, adoption or editing of Third-Party Content and does not explicitly or implicitly endorse or approve such content. The Third-Party Content providers do not implicitly or explicitly endorse or approve the Third-Party Content, nor do they give investment advice or advocate the purchase or sale of any security or investment.

While TIAA Charitable makes every attempt to provide accurate and timely information to serve the needs of users, neither TIAA Charitable nor any Third-Party Content provider guarantees the accuracy, timeliness, completeness or usefulness of the Third-Party Content and neither TIAA Charitable nor any Third-Party Content provider is responsible or liable for any such content. Third-Party Content is provided for informational purposes only and TIAA Charitable and the Third-Party Content providers specifically disclaim any responsibility for Third Party Content available on the Site. THE THIRD-PARTY CONTENT IS PROVIDED ON AN "AS-IS" BASIS. The THIRD-PARTY CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

THE THIRD-PARTY CONTENT PROVIDERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR RELATING TO THE USE OR THE INABILITY TO USE THE THIRD-PARTY CONTENT, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE DAMAGES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Account Authorization and Use

If you have an account or plan to open an account with TIAA Charitable, you agree to provide TIAA Charitable with current, complete and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree to use this Site to access only those accounts on which you are authorized to act and to use your own user names, sign-ins and passwords when accessing accounts on which you are authorized to act. You are solely responsible for all activities that occur in connection with your password. Accordingly, you should take steps to protect the confidentiality of any account information, user names, sign-ins and passwords that you use to access any page or feature on this Site, and is logging off of your account and any protected areas of the Site.

If you become aware of any suspicious or unauthorized conduct concerning your accounts, user names, sign-ins, passwords or security questions and answers, you agree to contact TIAA Charitable immediately. TIAA Charitable will not be liable for any loss or damage arising from your failure to comply with these Terms of Use.

Foreign Investors

The Site and the Materials on the Site are intended to be made available only to individuals who reside in the United States. Due to the global nature of the Internet, you agree to comply with all local rules with respect to your account and your online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud and privacy. In addition, you agree to comply with all applicable laws, rules, codes and regulations regarding the transmission of technical data exported from the United States.

Nothing on the Site shall be considered a solicitation to buy or an offer to sell a security or any other product or service to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction

Disclaimer of Warranties

TIAA CHARITABLE DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND ABOUT THE SITE INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE SITE IS MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE" AND TIAA CHARITABLE DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED.

TIAA CHARITABLE DOES NOT WARRANT THAT THE SITE WILL MEET YOUR NEEDS OR THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE. TIAA CHARITABLE ALSO MAKES NO WARRANTY THAT THE RESULTS OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS.

Limitation of Liability

TIAA CHARITABLE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, DIRECT OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED, TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITE AND THIRD-PARTY CONTENT, INCONVENIENCE OR DELAY). THIS IS TRUE EVEN IF TIAA CHARITABLE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

TIAA CHARITABLE WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH TIAA CHARITABLE DOES NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE OR OTHER ACTS OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR A GOVERNMENT ACTION.

IF YOU LIVE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR IF YOU ACCESS THE SITE SOLELY THROUGH AN ARRANGEMENT WITH YOUR EMPLOYER OR PLAN SPONSOR, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

Indemnification

As a condition of your use of the Site, you agree to indemnify and hold TIAA Charitable and each Third-Party Content provider harmless from and against any and all claims, losses, liability, costs and expenses (including, but not limited to, attorneys' fees) arising from your use of the Site or from your violation of these Terms of Use.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. TIAA Charitable, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. TIAA Charitable will not be liable to you or any third-party for any termination of your access to or use of this Site.

Governing Law

Unless otherwise agreed, these Terms of Use and their enforcement are governed by the laws of the State of New York, without regard to conflicts of law, and shall inure to the benefit of TIAA Charitable's successors and assigns, whether by merger, consolidation, or otherwise.

These Terms of Use were last modified on November 9, 2015.


Contributions to the Giving Fund are irrevocable. All recommendations from donors are subject to review and approval by TIAA Charitable.

TIAA Charitable does not provide tax advice. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

TIAA Charitable is the brand name for an independent public charity that maintains a donor-advised fund program. The TIAA name is a registered mark of Teachers Insurance of America and is used by TIAA Charitable pursuant to a license.