Frequently Asked Questions

Is a Giving Fund a donor-advised fund? What does that mean?

Yes, it is. A donor-advised fund is a different—and more efficient—way to give. Instead of giving to charities one at a time or starting a costly private foundation, you open a Giving Fund, put your charitable dollars into the fund (it's an irrevocable contribution and may be eligible for a current year tax deduction) and then advise us on the charities you want to support. We’ll do the rest. The goal of this approach to giving is to help you simplify your paperwork, benefit from the advantageous tax treatment, give your charitable contributions the potential to grow and make a bigger impact with your giving.

Why should I open a Giving Fund?

A Giving Fund makes supporting charities a lot easier and helps you establish and track your personal giving goals. You may also be eligible for immediate tax benefits and give your charitable contributions the potential to grow. Plus, with just one statement at the end of the year, you save a lot of time and paperwork.

Are there tax benefits?

By supporting your charities through a Giving Fund, you may be eligible for an immediate tax deduction for the full fair market value of your contribution. Let’s say you have a particularly high-income year or hold some long-term, highly-appreciated securities (like stocks). You can make the contribution and may be eligible to receive the tax deduction for the year of the contribution, which may be the year you need it most. If you contribute appreciated securities directly to your Giving Fund, you may avoid capital gains taxes with respect to those securities, making the full value of your contribution available for charitable purposes.

Can I donate to any U.S.-based charity through my Giving Fund?

Most charities that have been classified by the IRS as public charities can receive a grant from your Giving Fund¹. More than a million charities are eligible. If you don’t see your favorite charity listed in our search tool, contact us – many charities have legal names you might not recognize and others may not be officially listed yet are eligible for tax-deductible contributions.

We cannot accept or process grants to Type III supporting organizations as defined under Section 509(a)(3) of the Internal Revenue Code of 1986, as amended, or to private foundations.

 

Can I donate to foreign charities through my Giving Fund?

Only charities that have been classified by the IRS as public charities are eligible to receive grants from your Giving Fund¹. You may support international causes through international charities that have been classified by the IRS as public charities that perform international work or serve as "friends of" organizations for overseas charities.

Can I donate complex assets through my Giving Fund?

We accept certain complex assets including artwork, real estate, C-corp and S-corp stock, LLC and limited partnership interests and life insurance policies. All contributions are subject to review and approval.

If you're interested in donating a complex asset, please call us at 800-392-4420 to discuss your specific situation.

 

Can I move funds from a donor-advised fund I have with another organization into my Giving Fund?

Yes, you can typically move funds from one donor-advised fund to another. Simply recommend a grant naming TIAA Charitable as the recipient and complete the Asset Transfer form.

 

Do you offer any socially responsible investment options?

Yes, we do. You may advise how your contributions are invested among our five socially responsible (SRI) options as well as a new low-carbon fund under our Flex options. See our investment approaches for details.

 

Who can open a Giving Fund?

Individuals, families and social groups are welcome to open a Giving Fund.  We currently cannot accept estates, corporations and other entities but expect to in the near future. Check back soon!

How do I involve my children or grandchildren with my Giving Fund?

Your Giving Fund is a meaningful and empowering way to teach the kids in your life about giving back while doing something together as a family. Encourage them to research the charities and causes they're interested in on their own, and when they find something they're passionate about, help them make a grant recommendation. 

Learn more about how to involve the whole family, including your adult children, and other ways to use your Giving Fund by visiting our Ways to Use section.

 

 

 

 

How do I reset my Giving Fund online profile password or retrieve my username?

Forgot your password or username? No problem! You can easily retrieve them online.

Visit the Sign in to your Giving Fund page and select the "Reset a forgotten password using your security questions" link below the User Login box on the left side of the page. You will be taken to a page to enter the email address associated with your profile. Upon submitting the address, you will receive an email with your username and directions to reset your password.

If you need assistance, please call us at 800-392-4420. Our business hours are Monday — Friday, 8 a.m. -  10 p.m. (ET) and Saturday, 9 a.m. - 6 p.m. (ET).

 

 

How do I register for online access if I already have a Giving Fund?

Give us a call to request a login.

We can be reached at 800-392-4420 Monday — Friday from 8 a.m. and  10 p.m. (ET) and Saturday between 9 a.m. and 6 p.m. (ET).

Getting Started is Simple

Open your Giving Fund today and start making a bigger difference.

Or, call us and talk to one of our specialists.

800-392-4420 Call us at 8 0 0 3 9 2 4 4 2 0

¹A complete description of eligible charities can be found in the program circular.

Contributions to the Giving Fund are irrevocable. All recommendations from donors are subject to review and approval by TIAA Charitable.

TIAA Charitable does not provide tax advice. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

TIAA Charitable is the brand name for an independent public charity that maintains a donor-advised fund program. The TIAA name is a registered mark of Teachers Insurance of America and is used by TIAA Charitable pursuant to a license.